Luton sits on the Chilterns chalk, frequently overlain by clay-with-flints. Chalk is a competent bearing material when sound, but the overlying clay-with-flints is variable in depth and character, and it can be shrinkable where the clay fraction is high.
That variability is the practical issue: depth to sound chalk can change across a plot, and foundations bearing partly on clay and partly on chalk risk differential movement. Where mature trees are present on the clay, seasonal moisture change needs accounting for in foundation depth.







